Fast & Reliable Payday Loans Online in the UK
Get up to £1,000 in minutes — no hidden fees, no long waits, just quick cash when you need it most.
Quick eligibility check with no impact on your credit score
Fast payouts – money could be in your account the same day
Key Information
Borrow £500 over 6 months.
- Monthly repayment: £106.79.
- Total repayable: £640.77.
- Interest: £140.77.
- Representative APR: 91% (fixed).
Rates range between 9.3% APR – 1,721% APR, depending on your credit profile and lender terms
We make borrowing easier, safer, and transparent
Apply Online
Fill out a short, secure application.
Review & Accept
Choose terms that work for you before committing.
Receive Funds
In many cases, money can be in your account the same day.
Because you deserve more than just a loan—you deserve peace of mind
Smart Applications
Check eligibility with no impact on your credit score.
Speed Matters
Many customers receive funds the same day.
Trusted Network
Thousands of loan requests processed every single day.
UK Regulated Lenders
Transparency and responsible lending at every step.
Borrowing Made Simple
Life doesn’t wait—and neither should you. Our panel of lenders provides access to short-term loans that help cover unexpected expenses, bridge the gap until payday, or manage urgent bills.
We believe in:
✅ Clear terms
✅ No hidden fees
✅ Fair, responsible lending
Frequently Asked Questions
Will applying for a loan affect my credit score?
No. Getting a quote only involves a soft credit check, which won’t impact your credit score. A hard check is only done if you choose to proceed with a lender.
How quickly can I receive the funds?
If approved, funds can often be transferred to your bank account the same day, depending on the lender and your bank.
What loan amounts are available?
Loan amounts vary depending on the lender, your credit profile, and affordability. You’ll see tailored options when you request a quote.
Are there any hidden fees?
No, there are no hidden charges. You’ll only see clear, transparent terms from FCA-regulated lenders.
Can I apply if I have bad credit?
Yes. Many of our partner lenders consider applications from people with less-than-perfect credit. Approval depends on affordability and the lender’s criteria.
Don't take our word for it...
Emma R.
Manchester
I was nervous about applying for a payday loan, but the process here was quick and stress-free. I got matched with a lender the same day, and the soft credit check gave me peace of mind.
- 4.7/5.0
James L.
Birmingham
The application was really straightforward. I liked seeing my eligibility in seconds before committing. The transparency made me feel in control of my decision.
- 4.6/5.0
Aisha P.
London
When my boiler broke down, I needed money fast. UK Payday Loans connected me to a lender within minutes, and I had the funds in my account the very same day.
- 4.8/5.0
Daniel H
Leeds
What stood out for me was how clear everything was. No hidden fees, no jargon—just an honest way to check my options. It’s good to know they’re FCA regulated too.
- 4.5/5.0